Joint Liability Loans
Community-based Credit
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1) Create a Group
Add your friends / coworkers as coborrowers. Simply add them from your contact list.
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2) KYC Details
Just 3 Documents required for KYC - Aadhaar, PAN and salary proof.
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3) Loan Approved
Get your loan approved instantly! With flexible payment tenure.
Fee And Charges
Charge Type - Micro Loans | Details |
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Processing Fee | 2% on loan amount (Including Taxes) |
Annual Interest Rate | Up to 33% |
Loan Limit | 5000-200000 |
Repayment Tenure | 6 to 24 Months |
Repayment/EMI Bounce Charges | Nil |
Penal Charge/Late Payment Charge (LPC) | 0.1% of overdue amount per day |
Legal/Recovery Charges | Nil |
Foreclosure Charges | Nil |
Charges for documents like Statement of Account/Repayment Schedule/Foreclosure Letter | Nil |
Kosh Chat Platform
Best Group Chat app, specially designed for Bharat. .
Communities
Create communities with like-minded people.
Learn from Others
Find Jobs, improve your skills with content from famous influencers.
Get Amazing Deals
Can create groups to buy. Talk to retail stores and before buying anything..